Tag Archives: federal

Student loans that do not require a co-signer?

I am attending college in a few days, and I am interested in taking out a student loan. However, I want to take out a 20,000 loan for one year of school, and I do not have/want a co-signer. I … Read More

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What are the differences between federal student loans and loans you get from a bank?

Is there any difference, also is there a difference between a federal loan offered to a student versus a federal loan offered to a parent of a student? Chosen Answer: I used to be a student loan specialist. It is … Read More

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What is the best plan to paying back my student loans?

I have ,000 in student loan debt. I am supposed to start paying SallieMae back next month at 9 a month for 25 years at 6.8% interest. To me this doesn’t seem like much of a deal! Is there a … Read More

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Student loans that send money directly to the student?

I’ve got my tuition paid for, but I need about ,000 to get a new desktop for my 3D classes and to pay off a few debts. I’m looking for a student loan that sends the money directly to me, … Read More

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How can I get my offset (for student loans) tax refund back?

The federal government took my tax refund for repayment of a student loan that was in default. I made a repayment agreement with the lender and have met that obligation. Is there any way to get my money? I really, … Read More

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Will filing bankruptcy prevent me from getting student loans?

If I file bankruptcy will that prevent me from getting student loans in the future? Chosen Answer: It depends. If your lender is not the federal government (eg. stafford loan) then it might. Generally you can get federally subsidized loans … Read More

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When should I apply for student loans?

I’m going to community college in the fall for a semester, which I can afford, and then transferring to a university for winter semester. I will definitely have to apply for loans for that, I’ve filled out my FAFSA and … Read More

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If I have already consolidated my student loans, is there still a way to “refinance” for a lower rate?

I currently have a 7.625 rate on my consolidated student loans. Is there a refinancing process for student loans the same way there is for, say, a mortgage? Chosen Answer: The regulations for the refinancing of Federal student loans are … Read More

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What American lender provides student loans for foreign universities?

I did a FASFA, but now I need to find a private loan to top off the cost of my studies. The whole system has changed since the economic downturn does anyone have any ideas of American lenders who would … Read More

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