Tag Archives: default

What are the differences between federal student loans and loans you get from a bank?

Is there any difference, also is there a difference between a federal loan offered to a student versus a federal loan offered to a parent of a student? Chosen Answer: I used to be a student loan specialist. It is … Read More →

Posted in Student Loans - Q/A | Tagged ashame, backed, bank, chosen, college, default, difference, different, difficult, educated, federal, follows, government, interest, loan, offered, parent, private, rates, realized, regulations, specialist, student, used, versus | 3 Comments

How can I get my offset (for student loans) tax refund back?

The federal government took my tax refund for repayment of a student loan that was in default. I made a repayment agreement with the lender and have met that obligation. Is there any way to get my money? I really, … Read More →

Posted in Student Loans - Q/A | Tagged agreement, back, chosen, default, difficult, extreme, federal, financial, government, guarantees, hardship, lender, loan, made, money, need, obligation, offset, process, really, refund, repayment, student, thanks, website | 3 Comments

Help through the stimulus plan with existing student loans?

Does anyone know if the stimulus plan signed today will offer any help to people with existing student loans not in default. Thanks Chosen Answer: Are you a minority? If not, forget it, your bill is your bill. This stimulus … Read More →

Posted in Student Loans - Q/A | Tagged anyone, apparently, bill, campaign, chosen, default, dependent, designed, does, existing, failure, government, means, minority, offer, people, plan, reward, signed, since, stimulus, student, supporters, thanks, themselves | 2 Comments

How long after owing student loans, does it take for the IRS to offset?

I got a student loan in 2005. But have had a few economical hardship deferments since graduating. They keep switching loan collection companies, and have recently stopped contacting me. How long before they offset my tax returns? I am worried. … Read More →

Posted in Student Loans - Q/A | Tagged before, chosen, collection, companies, contacting, declared, default, deferments, economic, economical, graduating, hardship, hasn, loan, offset, owing, recently, refund, returns, situation, stopped, student, switching, worried, worse | 2 Comments

Can outstanding student loans off set you rebate check?

I have an outstanding student loan, and I am expecting a rebate check, is it possible for the department of education to offset the rebate check? I have heard some people say that they can’t, but I recently heard that … Read More →

Posted in Student Loans - Q/A | Tagged balance, check, chosen, couple, default, department, depof, education, expecting, later, loan, money, offset, outsatnding, outstanding, owed, people, possible, rebate, recently, remaining, stop, student, think, weeks | 6 Comments

Will taking out student loans ruin my life, and destroy my credit?

I can’t afford college or graduate school without taking student loans. I’m pretty sure if you don’t pay your loans it will ruin your credit, but does having student loans make your credit score go lower? I’m scared I won’t … Read More →

Posted in Student Loans - Q/A | Tagged absolutely, afford, chosen, college, credit, default, destroy, experts, graduate, having, house, life, lower, pretty, problems, ruin, scared, school, score, selfthe, student, sure, taking, this, worse | 3 Comments

Will I receive Financial Aid if I haven’t started to pay off my federal student loans?

I attended university from Fall of 04 to Winter of 06. During that time, I took out 2 student loans. I basically been out of school almost 3 years, and have not started to pay those off. I want to … Read More →

Posted in Student Loans - Q/A | Tagged affect, application, attended, basically, chosen, default, eligibility, fasfa, federal, filled, financial, finanical, haven, loans, online, payment, receive, return, school, started, student, time, university, winter, years | 1 Comment

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Tag Archives: default

What are the differences between federal student loans and loans you get from a bank?

How can I get my offset (for student loans) tax refund back?

Help through the stimulus plan with existing student loans?

How long after owing student loans, does it take for the IRS to offset?

Can outstanding student loans off set you rebate check?

Will taking out student loans ruin my life, and destroy my credit?

Will I receive Financial Aid if I haven’t started to pay off my federal student loans?

Can I get financial aid to an online program even though I owe $ on student loans?

If married filing joint can they take all of out refund due to my husband owing student loans?

Who is affected when defaulting on student loans?

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