Tag Archives: consolidate

If I have already consolidated my student loans, is there still a way to “refinance” for a lower rate?

I currently have a 7.625 rate on my consolidated student loans. Is there a refinancing process for student loans the same way there is for, say, a mortgage? Chosen Answer: The regulations for the refinancing of Federal student loans are … Read More

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If I consolidate my student loans, will that lower my credit score?

I owe total of 25k from salliemae, and I’m about to start repaying my student loan in November. I got money from them on four different occasions – 1 loan/semester. If I consolidate all my loans, how much will it … Read More

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We are about to buy a house, but my husband wants to consolidate his student loans. Should we wait?

We have been pre-approved to buy the house, have an accepted offer and are almost ready to go. However, my husband also wants to consolidate his student loans. Should we wait until after we close on the house to consolidate … Read More

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Does anyone have experience with Ardent Financial for student loans?

I got an offer to consolidate my student loans that have a really high interest rate but I’ve never heard of this company and I want to know if anyone has any experience with them and if it’s good. For … Read More

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Is it possible to roll $27K in student loans into a new mortgage loan?

I plan on buying a house or a condo in the next couple of weeks. Can I roll my student loans of ,000 into a new mortgage loan to consolidate? Chosen Answer: Depends on how much money you plan on … Read More

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If I decide to go back to college, what happens to my current student loans I’m repaying?

I’m still paying down student loans from my first bachelors degree but am considering going back for a second this fall. I make payments to my first loans through Sallie Mae. If I do enroll in full-time classes, do I … Read More

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Is consolidating two student loans a good idea?

I have two student loans that I am having a problem paying on. I keep getting letters in the mail to consolidate. I’m trying to figure out if it is a good idea? Chosen Answer: Are your student loans, Federal … Read More

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Best company to consolidate my student loans?

I need to consolidate my student loans. Anyone know of a place that offers the best interest rate? Chosen Answer: Consolidation is a federal program. Your current rates are set by the government so every lender will have the same … Read More

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I have about $140K in student loans and am trying to find a legit/low interest company to consolidate. Help?

I have about 0K in student loans and am trying to find a company (in this poor economy) that will consolidate them for me. Nelnet and Sallie Mae are no longer offering consolidation. Any helpful tips that you can provide … Read More

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Is it smart to consolidate your student loans?

Consolidation Loans combine several student or parent loans into one bigger loan from a single lender, which is then used to pay off the balances on the other loans. It is very similar to refinancing a mortgage. Consolidation loans are … Read More

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