Tag Archives: apply

Will I get my tax refund if my wife owes on student loans and we filed jointly?

My wife and I just got married in 2009. Before we got married, when she filed for her income tax refund the IRS would send the money to her student loans. This year we filed jointly. Can they still take … Read More

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When should I apply for student loans?

I’m going to community college in the fall for a semester, which I can afford, and then transferring to a university for winter semester. I will definitely have to apply for loans for that, I’ve filled out my FAFSA and … Read More

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can i still get student loans in this bad situation?

I am in debt and have bad credit, and my parents will have bad credit too, they will not provide financial assistance to me with school, I was just accepted at a big city university. My family only qualified for … Read More

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If I have already consolidated my student loans, is there still a way to “refinance” for a lower rate?

I currently have a 7.625 rate on my consolidated student loans. Is there a refinancing process for student loans the same way there is for, say, a mortgage? Chosen Answer: The regulations for the refinancing of Federal student loans are … Read More

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If you file for bankruptcy, does it apply to student loans?

I am currently in a financial mess because I’ve gone on disability from my job (long term.) Now I’ve discovered that my student loans (which were being garnished) are not fully paid. I had previously thought they were finally paid … Read More

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When I can I apply for private student loans? I start fall 2009?

I have tried to apply for a private loan, this is after I did the FAFSA, but I can never find the Fall 2009 option in any of the applications for student loans, am I too late to apply for … Read More

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When is the latest I can apply for my student loans?

I’m hoping to start university this September but have not yet been able to apply for my student loans and other finance. When is the deadline that I have to have my application in by? Thanks Chosen Answer: Generally, you … Read More

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Any way I can pay off school without student loans?

I should be a third year student but could not finish paying for school last semester and could not continue with classes this semester. I’ve applied for but was denied Financial Aid. Scholarships haven’t come in and those that have … Read More

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Do I have to pay back financial aid or student loans?

I have like enrolled into a school a week ago (sullivan and cogliano) which is like a training and job placement program but I never went because I am no longer interested in the program, so I would like to … Read More

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Should I pay off my federal student loans early?

My financial plan is to take out the max federal Stafford loans this year (my freshman year) and my sophomore year. During my last two years, I have made a plan to pay back all of that money before I … Read More

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